30-sec Quiz

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Financial Survival Guide 2021 Edition

Business Owners, Tradies & Sub Contractors, - It's time to get some

"EZ" Money!

Getting the finance YOU need is not meant to be hard. We know finance and how you can get:

Competitive Interest rates

SME recovery (bad credit) loans

Leverage the EOFY asset write-off threshold

Get finance approved with OR without tax financials

Over 120 different banks and lenders to choose from

Process done online in the comfort of your home

Finance for START-UP businesses (options available)

Finance for business with ABN's less than 1 year old

Credit checks without leaving a footprint on your file

Sub Contractors & Business Owners

Smart tradies with access to low rates are benefiting from the perfect storm when it comes to finance.

Interest rates at all time low

SME recover loan benefits available

Leverage EOFY $150,000 Write-off

Get finance approved with OR without tax financials

Over 120 different banks and lenders to choose from

Process done online in the comfort of your home

Finance for START-UP businesses (options available)

Finance for business with ABN's less than 1 year old

Credit checks without leaving footprint on your file

Get your FREE Digital Copy - Financial Survival Guide

The guide that is helping business owners, tradies and sub contractors access finance the EZ way!

Navigating business finance can be daunting, especially with fluctuating interest rates and stringent bank criteria. Common pain points include high rejection rates, complex application processes, and unfavorable loan terms.

Our tailored finance solutions simplify the process, offering competitive rates and flexible terms to meet your unique needs from over 120 different lenders; ONE of which will be a "Perfect Match" for you and your business. Take our 30-second quiz to discover your options and get our free Financial Survival Guide, designed to help you secure the best deals and keep your business thriving.

Let us handle the complexities, so you can focus on growth and success.

Don't Put Your Finances To Chance!

Consider these interesting facts when thinking about applying for finance:

Car yards are experts at selling cars, but why are they offering in-house finance? Consider these points:

• They typically have only one or two banks or lenders to choose from.

• They often make more money from the finance commission than from selling the car itself.

• Focus on the loan repayments they offer, not just the interest rate, and compare with a broker.

• Normally, with only two lenders to choose from, how can this be the best finance deal?

• Going directly to one bank gives you just one option. Is this the best option?

• Finance brokers now arrange finance for over 70% of finance contracts across Australia.

• Finance brokers have options for customers with bad credit, whereas banks do not.

• EZFinance, with our Australian Credit License issued by ASIC, has access to over 150 different banks and lenders. We can negotiate with them to find you the best finance deal.

Meet Phil Rice, Author of the Financial Survival Guide and CEO of EZ Finance.

Phil has been in finance since 1996, is a member of the Finance Brokers Association of Australia (FBAA), AFCA (dispute resolution), Founder of the Business Advice Agency (BAA) and recognised by "Stanford Who's Who" as a leader in the Finance field.

Phil has a Diploma in Finance, Certificate IV in Finance and has studied Business Law, Business Economics, accounting & communication. Previous positions that Phil has held range from General manager of Brokerage firms, Senior Lender - Business Development- BankSA, Co-Founder and establishment of Century21 Home Loans Nationally,- to current Director of EZ Finance.

Phil has gone above and beyond to bring you a simple process to help you leverage the current climate and seriously get ahead the EZ way!

Phil Rice

CEO and Founder of EZ Finance

Get your FREE Digital Copy -

Financial Survival Guide

The guide that is helping tradies, sub contractors and business owners access finance the EZ way!

Getting finance in recent times has become a lot more complicated. COVID19 has thrown all finance sectors into “free fall”, with banks scrambling to change their lending criteria to not only protect their own profits and default rates, but also safeguard small business owners from entering into long term financial commitments which could end in disaster!

So how do we navigate this new financial landscape to get cash out value to progress business during these difficult (opportunistic) times?

Take our short 30 second quiz to see what cash out value range is available to you today and receive instantly your complimentary Financial Survival Guide thats helping people just like you navigate to find the best deals on the market now!

Brought to you by Tradie Talk:

Meet Phil Rice

Author of the Financial Survival Guide and CEO of EZ Finance..

Phil has been in finance for over 20 years, is a member of the Mortgage and Finance Association of Australia (MFAA), AFCA (dispute resolution), Member of the Institute of Business Leaders (IBL) and recognised by "Stanford Who's Who" as a leader in the Finance field.

Philip has a Diploma in Finance, Certificate IV in Finance and has studied Business Law, Business Economics and accounting. Previous positions that Philip has held range from General manager of Brokerage firms, Senior Lender - Business Development- BankSA, Co-Founder and establishment of Century21 Home Loans Nationally,- to current Director of EZ Finance.

Phil has gone above and beyond to bring you a simple process to help you leverage the current climate and seriously get ahead the EZ way!

"EZ Finance Puts Client's Financial Priorities 1st!"

See some recent reviews from Trustpilot

EZFinance Pty Ltd. ACN:140178383 - Australian Credit Licence Number (ACL): 392611 and it's authorised Advisors are fully qualified to give advice and assist with all/any consumer lending. EZFinance Pty Ltd is a member of AFCA. EZFinance Commercial Pty Ltd (ACN:639833604) and it's authorised advisors are fully qualified to give advice and assist with all/any Commercial / Business lending. EZFinance Commercial Pty Ltd only advise and assist with "Non-Coded" finance (as described in the NCCP act 2009) and are not a member of AFCA.